Protect Your Family FromUnexpected Costs
Affordable whole life insurance designed to cover funeral expenses, medical bills, and other final costs. No medical exam required for most applicants.
Why Families Choose Us
Why Choose Final Expense Insurance?
Don't leave your family with the burden of funeral costs and medical bills. Final expense insurance provides peace of mind at an affordable price.
No Medical Exam
Most plans don't require a medical exam. Just answer a few health questions.
Fast Approval
Get approved in as little as 24-48 hours with some carriers.
Affordable Premiums
Coverage starting at just $20-30 per month for most applicants.
Guaranteed Acceptance
Options available even if you've been declined elsewhere.
Choose the Right Coverage for You
Final expense coverage from $5,000 to $50,000. Find the right amount to cover your needs.
Common Questions About Final Expense
What does final expense insurance cover?
Final expense insurance covers end-of-life costs including funeral services, burial or cremation, medical bills, outstanding debts, and other final expenses your family may face.
Do I need a medical exam?
Most final expense policies don't require a medical exam. You'll answer a few health questions on the application, and approval is often within 24-48 hours.
What ages qualify for final expense insurance?
Most carriers offer final expense coverage for ages 50-85, though some have options starting at age 40.
How soon does coverage start?
Most policies provide immediate full coverage. Some plans may have a 2-year waiting period if you have significant health issues.
Can I be declined?
While some health conditions may affect approval, we work with multiple carriers and often find options even for those with health challenges. We also offer guaranteed issue policies.
Ready to Protect Your Family?
Get your free final expense quote in minutes. No obligation, no pressure.